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*Rates as of July 4, 2005. Home Equity Lines of Credit have 120-month draw periods, followed by a 240-month repayment period. The Annual Percentage Rate (APR) for our Home Equity Line of Credit may vary and is indexed to the Prime Rate, as published in the `Money Rates` section of The Wall Street Journal (currently 6.25% variable APR). The variable APR may be as low as Prime -.50% (currently 5.75% variable APR). The maximum APR is 18% variable APR (10% variable APR in Texas). To qualify for the lowest rate, customers must take out a loan or line of credit at the minimum amount of $150,000, have excellent credit history, meet loan to value conditions and certain usage requirements. Certain limitations apply. Loans subject to credit approval. Rates subject to change without...
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